Archive for January, 2009
Simple Tips for Saving Money a Little at a Time
Make Money Online in Different Ways
My husband left his full time, secure job last October to be home with the family. I was already a stay at home mom so we could have been in a situation where no income would be coming in. But we are blessed! Several months before my husband left his job I started looking for [...]
5 Tips for Saving Big Dollars on Groceries
The budget seems to get tighter every month. Growing families see those budgets growing as well and the income does not always grow to match the need. There are some things that can be cut and trimmed to help make the budget work but groceries can be an item that is difficult to trim. It [...]
It is All About Money
In this day and age it seems that everything is money, money, money. The only thing people ask about your new job is if you are making more money. The only thing that anyone seems focused on with your new house is how much you paid for it. If you’ve completely relocated, most people want [...]
Debt – How to Dig Your Way to Freedom
For anyone out there who has ever forgotten a payment or found themselves with more debt than their income could pay, you know how aggressive some of these creditors can be. When we found ourselves in deep debt, the calls got rude and insulting. We were blessed to be able to dig our way out [...]
More Money Means Less Spending
It is almost the first of the month AND it’s a brand new year. We got a raise. It would be easy to say “why worry about a budget – we have plenty” or to add lots of new items to our budget. Instead, I’m determined that we will stick to our original budget and [...]
Stretching the Grocery Money
Groceries are getting outrageous! I figure the only way I can stay on budget it to: 1. Stop eating, 2. Get rid of the children, or 3. Find some creative solutions. Since there is not way I’m about to stop eating and my husband says I can’t get rid of the kids unless I can [...]
Chaos Will Affect Your Budget
Keeping records is not as easy as I thought it would be. The theory is simple enough, I just don’t do it. I’ve got all the receipts in one place this month (which is definitely a leap forward), but the amounts are being kept a secret until further notice . It’s connected to everything else [...]
Save $7000 a Year
Circumstances are usually the only reason we tighten our financial belt around here. This time is not exception. As I was digging deep into the budget to see where we could purge, I got a rude awakening. If we had just done this earlier, we would have been able to save enough money to build [...]
The Shopping Dilemma
Shopping is a dangerous activity for me – especially if I go with my husband and we get caught up in the moment. It is easier for us to spend big when we are together than it is when we are apart (and have to justify our purchases). Christmas can be particularly difficult. This year [...]