Basic Finances

I Hated Walmart

I Hated Walmart
February 26, 2013
Basic Finances

I loved Walmart – back when Sam was still in charge. The atmosphere of the stores abounded in friendliness and warmth. The employees I knew told of a family more than a job. You could find what you needed and at reasonable prices. The entire story from start to finish …Find out more

Income Tax Refund Boosts Debt Freedom

Income Tax Refund Boosts Debt Freedom
March 3, 2011
Basic Finances

The bumps in the path on our move towards debt freedom jostled our resolve. We had no debt but the mortgage and an equity loan that had allowed us to enlarge the home to three bedrooms for our growing family. When he left his job in 2007, our income fell …Find out more

Squeezing Milk from a Turnip

Squeezing Milk from a Turnip
November 15, 2010
Basic Finances

The numbers all turn up zero. The finances have been tight the last several months. The outflow is more than the inflow due to a steep decrease in the inflow column. Hours have been spent trying to remove some of the outflow, but a dead end and brick wall seems …Find out more

Using Credit Cards Instead of Being Used

October 7, 2010
Basic Finances

The use of credit makes a business move faster. Confusing credit and debt will cause that same business to tumble into troubles and recovery might never be possible. Entrepreneurs that understand the fundamentals of credit can make the most of credit cards without allowing those credit cards to drive the …Find out more

Finding Ways to Survive Tough Times

July 29, 2009
Budget Tips

The economy seems to have a choke hold on many families. It is bad enough that vacations were switched to stay-cations if they weren’t cut altogether. But already many families are looking at how to get creative when the holidays come around because it is likely that budgets will not …Find out more

Top Tips for Buying and Saving on a Used Car

June 3, 2009
Making Purchases

Car dealerships are in trouble – or at least the news media is portraying the idea that the auto industry as a whole is struggling. Anyone that has been to a car dealership in the last several months is likely to portray a different picture. Our mini-van was t-boned a …Find out more

Mortgage Foreclosure Safety Tips

Mortgage Foreclosure Safety Tips
May 22, 2009
debt and credit

Dave Ramsey, Hope and a Plan

April 24, 2009
Financial Freedom

Dave Ramsey was preaching hope last night on a multi-media town hall meeting. It was inspirational and it was uplifting. Hope is always a good thing and is appropriate for any point in life. The great thing about him is that Dave Ramsey also teaches action. All the hope in …Find out more

Living for the Paycheck

Living for the Paycheck
March 31, 2009
Financial Freedom

A Change is Coming

February 24, 2009
debt and credit

The last several years there has been a resurgence of money consciousness. The need to be debt free has started to override the lessons that everything must be gotten now and at all costs. Young families, new families, singles and empty-nesters are all joining the revolution to become debt free. …Find out more