debt and credit

Mortgage Foreclosure Safety Tips

A Change is Coming

The last several years there has been a resurgence of money consciousness. The need to be debt free has started to override the lessons that everything must be gotten now and at all costs. Young families, new families, singles and empty-nesters are all joining the revolution to become debt free.
I heard someone mention [...]

Debt – How to Dig Your Way to Freedom

For anyone out there who has ever forgotten a payment or found themselves with more debt than their income could pay, you know how aggressive some of these creditors can be. When we found ourselves in deep debt, the calls got rude and insulting.
We were blessed to be able to dig our way out of [...]

One Simple Step to Pay Off Your Mortgage

Society has designed the system so that you will be in debt for most of your life – all of it if you plan right. The mortgage industry has developed loans that will allow people to borrow more – which have pushed up the price of houses, requiring people to pay more for less [...]

Confession of Credit Card Misuse

This is my confession. Rebate offers and cash back plans finally won me over and we got a credit card. For a long time, we paid it off every single month, without question. Having the credit card was a blessing (easier to keep up with spending AND the cash back program paid [...]