Financial Freedom

Budget During Crisis

There is one way you are sure to never successfully overcome a problem – and that is to try and ignore it. Even if you can bury it for a while, it will find a way to dig itself to freedom. This is especially true with finances. Recently we went from a household income of [...]

Breaking Free From Debt

There is no good debt. I have heard (and read) many experts say that a good debt is one that increases in value – like a home. The truth is that even those debts are ultimately bad for you and for your future. 1. Debt enslaves. You are forced into the terms of the lender [...]

Money Controlled My Life

I think there is a hole in my bank account. Every month my job says the check goes to the bank. The bank statement even shows the deposit. But the balance sure doesn’t reflect the concept that I am earning anything. I’d like to say it’s just “the man” keeping me down. In reality, it’s [...]