Dave Ramsey, Hope and a Plan

Dave Ramsey was preaching hope last night on a multi-media town hall meeting. It was inspirational and it was uplifting. Hope is always a good thing and is appropriate for any point in life. The great thing about him is that Dave Ramsey also teaches action. All the hope in the world is not any [...]

Breaking Free From Debt

There is no good debt. I have heard (and read) many experts say that a good debt is one that increases in value – like a home. The truth is that even those debts are ultimately bad for you and for your future. 1. Debt enslaves. You are forced into the terms of the lender [...]

Money Controlled My Life

I think there is a hole in my bank account. Every month my job says the check goes to the bank. The bank statement even shows the deposit. But the balance sure doesn’t reflect the concept that I am earning anything. I’d like to say it’s just “the man” keeping me down. In reality, it’s [...]