For anyone out there who has ever forgotten a payment or found themselves with more debt than their income could pay, you know how aggressive some of these creditors can be. When we found ourselves in deep debt, the calls got rude and insulting. We were blessed to be able to dig our way out of the mess before it got completely out of control. I just wish I had known then the things I know now. 1. Don’t build up debt. There is a difference between credit and debt. Credit is borrowing against money you have (like when you …Find out more
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