Best Family Finance

It is almost the first of the month AND it’s a brand new year. We got a raise. It would be easy to say “why worry about a budget – we have plenty” or to add lots of new items to our budget. Instead, I’m determined that we will stick to our original budget and move the savings into an account all its own. 1. I will write down every penny we spend. I bought a ledger to be able to keep up with all the monthly expenses by category. I have already marked in that ledger what is allotted …Find out more